Personal injury compensation claim advice following a car accident

Personal injury compensation claim advice is available to CoverGirl Car Insurance Services customers through our legal expenses insurance.

If you are injured in a car accident and need to make a personal injury compensation claim, this is what you can expect from your legal expenses insurance:

• Once you have informed us of your accident, our solicitors will begin to set out your
  case for your personal injury compensation claim against the other person, based
  upon the information you provide us

• A ‘Letter of Claim’ will be sent to the other person’s car insurance company, giving
  notice that you intend to pursue a claim against them for injury and/or uninsured
  losses caused in a car accident due to their client’s negligence

• The information needed to support your claim will be brought together. This may
  include witness statements, police reports, vehicle engineer’s reports and other
  information relevant to the car accident, which will later be used as evidence to
  support your claim

• Our solicitor will ask you to complete a Claim Questionnaire, covering every aspect
  of your compensation claim, to ensure you are compensated fully for everything you
  are entitled to

• Our solicitor will arrange for you to see an independent medical expert. They will
  prepare a report into the extent of your injuries and your recovery and any on-going
  or long-term symptoms. The purpose of this report is to provide independent
  evidence to support your claim and help our solicitors put a realistic figure on the
  amount of compensation to be claimed

• A ‘Schedule of Losses’ will be drawn up which details all the financial losses
  (heads of claim) that you are claiming for. This will be sent to the other person’s
  insurance company, with a request for the claim to be settled
  
  The ‘Schedule of Losses’ may include:
  
  
  • Pain, suffering and loss of amenity
    
    
  • Loss of earnings
    
    
  • Damage to personal effects
    
    
  • Cost of medication and prescriptions
    
    
  • Other expenses

If you have been injured in a non fault accident call our claims advice line on 0333 123 1308 for advice about making a personal injury compensation claim.