Why it’s important to wear your seatbelt

Wearing a seatbelt has been compulsory since 1982. With immediate effect many people began to wear the seatbelts because of the advertising campaigns launched at the time. However, lots of people still choose not to wear a seatbelt and sometimes choose not to make their child or passengers wear a belt. If you have a car accident and are not belted you’ll have more than your car insurance, or vehicle repairs to worry about. Seatbelts save lives which is why it is illegal not to wear one. Since 1983 wearing seatbelts has reduced the amount of minor injuries by 1, 590, 000, serious casualties by 590,000 and deaths by 50,000.

What the law says about seatbelts
The law says that you must wear a seatbelt if there is one fitted; there are a few exceptions to this. If you fail to ensure that someone under the age of 14 is properly restrained in the car then you may face prosecution. It is the responsibility of anyone over 14 to make sure that they are strapped in. Children under three must always be carried in an appropriate car seat and the adult belt must not be used as a substitute. Many people also believe that delivery drivers do not have to wear a seat belt. This is not the case unless they are doing door to door deliveries such as a milkman.

Car insurance for women
If you are involved in a car accident then this may affect your no claims bonus if you choose to make a claim for damage to your vehicle. If you caused a car accident then you may also face higher car insurance for women. Although women do get cheaper car insurance than men, they are not immune to the penalties that car insurance companies will impose if a woman driver causes an accident. You will be seen as a higher insurance risk and will therefore be faced with higher motor insurance costs.

Get a quote for cheap car insurance for women
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