Car insurance for women and driver stereotypes
We all know that it’s wrong to make generalisations about people or to put people into specific pigeon holes. However, marking other drivers’ as a certain ‘type’ because of the vehicle they drive is forgivable. We can also take heart because car insurance companies base many of their quotes on the type of vehicle to be insured – they are making assumptions based on a stereotype. Even cheap car insurance for women is based on a societal trend, which may not always be true; that women are safer drivers.
The stereotypes held in society about the types of drivers who tend towards a particular type of vehicle are often constructed in our minds because of a personal experience. If for example we have been involved in an accident with a lorry driver then we are likely to associate lorries or more specifically the person behind the wheel of the lorry to be a certain type of driver. We may feel cautious every time we pass an Eddie Stobart on the motorway because we were once driven off the road by driver incompetence.
Some driving stereotypes
Some stereotypes are here to stay and date back for generations. Many drivers get a bad reputation of which they are undeserving, however,
we've rounded a few of the more extreme cases of driver stereotypes. This lot can definitely expect to be stereotyped when trying to get
car insurance!
- White van man – speeds everywhere, cuts you up, unruly ladder hangs perilously off the back, will swear at you given the chance
- School run mum – drives a huge 4x4 large enough to transport sheep, parks it on the pavement outside the school, barges through the traffic in a superior manner
- BMW driver - or similar, needs to get to their destination much more urgently than you, will tailgate and flash their lights until you get out of the way, which you were trying to do anyway
- Boy racer – souped up Nova, fairly harmless apart offensive appearance (of the car), great big spoiler, two large exhausts, two tone paint, infra red lights, 5 spoke alloys, bucket seats, roll bars, blacked out windows, happy house or trance nation
- Taxi drivers – they own the roads so let them go first
- Bus drivers – similar to taxi driversbut they can’t see you so easily, might be able to hear you choking on the fumes as they pull away
- Mid life crisis – middle aged (male or female) can now afford a Porsche/Ferrari/Aston Martin but looks a bit silly posing with a bald head and a paunch
- Volvo driver - slow, maintains one speed, 40 in a national speed limit, 40 in a built up area, annoying lights that stay on all the time
Get cheap car insurance whatever you drive!
The truth is you can’t judge a book by its cover but most of us still have preconceived ideas about certain types of vehicle. Whatever car
you drive you can get cheap car insurance for women with CoverGirl
Car Insurance Services. We only insure women (you can have a male named driver) and use telelmatics technology as standard, so you are really likely to get a great deal.
Get a quote for cheap car insurance for women now and save yourself some money!
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