• Home
  • Information
  • Car guides
  • Girls talk
  • Accident advice
  • Other insurance

Car jargon – do you know your BHP from your MPG?

If you are looking for a new car you may be put off by all the jargon that faces you as you stroll around the forecourt or browse car websites. Many people reportedly feel pushed into buying a car by a salesman who thinks they don’t understand the abbreviations used to describe the features of a car.

At CoverGirl we want all our customers to get the best deal they can when buying a car, without getting confused about the range of options available. Have a look at our list of jargon used in the new and used car industry.

T&T = Taxed and MOT This is used to describe when a car has passed the Department of Transports roadworthy MOT test and has road tax.  
FSH = Full Service History This is the complete service record of the car. Owners must keep this up to date and stamped with the relevant dealer and service details.  
BHP = Brake Horsepower

A horse power is the power of one horse, or a measure of rate at which a horse can work. A 10 hp engine for example do the work of 10 horses.

Now work can be done slowly or fast. The rate at which work can be done is called power.

The horsepower output of an engine is measured in terms of BHP or Brake Horse Power. The name is derived from the braking device which is used to hold the engine stationary while it is trying to move, while the horse power is measured in labs on a dynamometer.

The BHP of an engine indicates the amount of power an engine can produce at a certain engine speed at wide open throttle (or accelerator fully pressed down)

 
VIN = Vehicle Identification Number The VIN or chassis number consist of 17 digits and is found on a metal plate in the engine bay of the car. It is also stamped on the floor near the drivers’ seat.  
ESR = Electric Sunroof This is a sunroof that can be operated by pressing a button rather than manually, with a winder.  
ICE = In Car Entertainment This is CD players, DVD players, in car stereo system, or any other electrical in car entertainment.  
Sat Nav = Satellite Navigation This uses satellites in moving orbits to help you navigate your journey with maps and clear directions using GPS (Global Positioning.  
A ringer A car that has been stolen and its identity changed. The stolen vehicle has the registration number and VIN from another car.  
A lemon A bad buy. This is a car with an uncertain history and that is mechanically unsafe.  
Clocking This is where the mileage has been changed to increase the value of the car. This can be difficult to spot when buying a new car.  
PCP = Personal Contract Purchase This is a type of finance agreement that some people use to buy a car. You pay a deposit and then regular monthly instalments. At the end of the agreement you can either pay a large final sum or give the car back. You also have the option to negotiate a new agreement for a new car.  
PLP = Personal Leasing Plan You lease the car from the finance company for an agreed monthly sum. You will however never own the car outright.  
Write off = Damaged or stolen car The insurance company may have decided to pay an agreed value for rather than paying the cost of repairs because the car is badly damaged.  

We hope that you are a bit clearer on some of the terminology used by car salesman. It can really help to know some of the jargon so you don’t end up with a lemon that’s been clocked!

Car insurance for women
At CoverGirl we offer the best rates around on car insurance just for women. Although we are a female only car insurance company we do cover male named drivers. Get a cheap car insurance quote now with CoverGirl Car Insurance Services. If you want to give us a call on 0333 123 1308 and we can discuss your car insurance.

For more information see:

  • Why choose CoverGirl Car Insurance Services?
  • Ways to get a car insurance quote
  • Your car insurance questions answered
  • Car insurance – buying tips
  • What level of car insurance cover?

Images used on this page are for illustrative purposes only and any person depicted in the content is a model.

Covergirl is the trading style of Insure The Box Limited which is authorised by the Gibraltar Financial Services Commission (registered number: FSC01082B) and also, authorised and subject to limited regulation by the Financial Services Authority (registered number: 519450). Details about the extent of our authorisation and regulation by the Financial Services Authority are available from us on request, or can be found on the Financial Services Authority website at www.fsa.gov.uk/register/

Certain administration and claims functions are carried out on behalf of Insure The Box Limited by ITB Services Limited in the UK.

Insure The Box Limited and ITB Services Limited are wholly owned subsidiaries of Box Innovation Group Limited which is incorporated in Gibraltar (Company Number: 106243) registered office: Montagu Pavilion, 8-10 Queensway, Gibraltar. Insure The Box Limited is incorporated in Gibraltar (Company Number: 102568) registered office: Montagu Pavilion, 8-10 Queensway, Gibraltar. ITB Services Limited is incorporated in the United Kingdom (Company Number: 6770929) registered office: 30 City Road, London EC1Y 2AB

Women insurance news archive - Women car insurance PDF downloads - Articles - Insurance resources - Site map
Blog - Privacy policy - Terms and conditions - Copyright policy - Website security
SEO by Fuse - Search Engine Optimisation London

Copyright © 2010 CoverGirl All rights reserved