What is your car insurance premium based on?

We know that most people are looking to save money in any way they can and that's why we offer cheap car insurance for women. We have done everything we can to reduce the cost of motoring for women drivers. You can get cheap car insurance for women because we don't insure men who are known to cause higher value car insurance claims. Although, if you wish you can have a male named driver on your policy.

If you've wondered what your car insurance premiums are based on then read on to find out why some people pay more than others for their motor insurance.

About the driver

• Your age is the key factor taken into account by car insurance companies. Men under 25 pay the most for their car insurance as they are in the highest risk group. The best option for new drivers is to take out their own policy as soon as possible, rather than going on their parent's policy. This way they can earn a valuable no claims discount over the years.

• Endorsements and convictions will raise the cost of motoring considerably. If you have speeding convictions, or even worse have been caught drink driving then your motor insurance premiums will go through the roof.

• Certain health problems can increase the price of car insurance. You must mention any health problems when asked at the time of getting a quote.

• The way the car is used. If you use your car for private use you will pay less than if you are self employed and use the car for work.

• Your job can also alter the cost of your motor insurance. If you work in a profession that is seen as high risk then you will pay more. Journalists are in this high risk group!

Get cheap car insurance for women now
If you need to get cheap car insurance for women then you're in the right place. We are an online company so can pass back some of our savings to you. Although we don't have a huge call centre we are always on hand to speak to you and offer expert advice about your car insurance. Call us on 0333 123 1308 or get an instant online car insurance quote now and see if you can save some money on your motoring.