Fully comprehensive insurance for women

Fully comprehensive insurance is the highest level of car insurance cover you can buy. In addition to the cover provided by third party fire and theft policies, it covers you for damage to your own vehicle regardless of how it was caused and who was responsible.

Generally , you are covered for:

Accidental damage to your own car. There is usually an 'excess'
that you must pay every time you make a claim on your policy

A personal accident benefit. Certain amounts are paid in the event of
the death or specific permanent disablement of the policyholder -
and sometimes his or her spouse or family member

Any medical expenses incurred from an accident, up to a stated limit

Loss of or damage to personal effects in the car, up to a specified limit

If you feel fully comprehensive insurance is not the right cover for you, click on the links below for other options:

Third party only (TPO) car insurance

Third party fire and theft (TPFT) car insurance

For further help and advice about buying fully comprehensive insurance, please call our friendly motor team on 0800 954 97 56 or email us as insurance@covergirlcarinsurance.co.uk

*A replacement car can normally be arranged under one of the following conditions: (1) Comprehensive policyholders – a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information. (2) Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we can supply a replacement car. This is done on a credit hire basis which means the costs for this service will be passed onto the insurance company of the person who caused the accident. We may not be able to arrange a replacement car where we are unable to get an admission of liability from their insurance company, or where the driver is untraceable or uninsured. (3) Repair garage – if your car is booked in for repairs following an accident, the repair garage may be able to provide a replacement car (subject to availability).