Women are excellent drivers and with such talents behind the wheel it makes sense that female motorists should be rewarded with affordable motor insurance. Let's face it, some of the best rallying legends have paved the way for cheap car insurances quotes and none more so than Pat Moss-Carlsson.

Every so often, men stop and ask why their own motor insurance is so much more expensive then women's. The answer is simple; women have fantastic driving skills behind the wheel and where better to prove those skills then on the track.

For years now women have been showing their male counterparts just how good they are when it comes to rallying, entering not only the history books but world records with their motoring talent. One such lady to go down in the hall of fame is Pat Moss-Carlsson, a female driver who made a name for herself during the 1950s and 1960s.

Born in 1934 as the younger sister of motoring legend, Stirling Moss, Pat's first memory of driving a vehicle was with her brother on their parent's farm in 1941. With no initial interest in cars her first love was with horses but as she entered her teens the passion that her family felt for motors soon rubbed off on her. She recalls, "Driving was part of life because dad used to race and mum was doing rallies and hillclimbs. Stirling, of course, was car mad - from the age of seven he had an Austin 7 with two seats and no body."

Decades before women were able to get online motor insurance quotes, Pat was already demonstrating her driving talent with the family's Land Rover and by the time she was 17 her brother's manger, Ken Gregory, encouraged her to rallying. Soon after her first taste of hard core motoring, Pat bought herself a Morris Minor, upgrading to a Triumph TR2 after selling her first car to her father and buying a share in a horse.

Over the years Pat was to drive a number of car models including Mini Coopers, Ford Cortinas, Saabs and Lancias. She even gave the vehicles names such as "Dirty Gert" and "Bloody Mary", something that she admits everybody did back in the hay day of rallying when she was competing in such events as the Alpine Rally in 1960.

With rally driving being such an integral part of her life, it made sense that Pat would find love in the fast lane and it was while competing in the world rally circuit that she met her future husband Eric Carlsson. In particular, Pat remembers Eric passing her an apple though the window of her Healy, looking up at him and admiring him standing at 6ft 3in tall.

She adds, "We were all dying to beat him and a couple of times we did. If you saw them off the road, you'd just say, 'There's one less, thank you very much'. We were both very competitive - we were being paid to win."

Woman motor insurance customers might not be so racy on UK roads, but Pat's determination during rallying in the 1960s goes to show why lady car insurance is so affordable today. Even when Pat was given the opportunity to follow her brother's footsteps with circuit racing, she stuck to her guns and kept with rallying.

When asked about circuit racing she said, "You go round and round like a mouse on a wheel and unless you make a mistake there's no shock." Obviously for someone who got such a buzz out of rallies, circuits were a little on the boring side.

During her career Pat was also involved in a number of road accidents, she recalls, "I was at Solitude in Germany with the Healy and it was bucketing it down. I was on the back and there were AC Cobras at the front and all the big stuff, and I managed to pass them all - stupid I suppose in the rain - and I aquaplaned on the last bend. I went into the sleepers and one sleeper went into the front wheel and through the passenger seat and the car turned end over end down the bank. That was a nasty one."

Like other rallying legends, Pat has paved the way for women's car insurance. Her skills behind the wheel showed that female drivers could also be good on the track and for that, women of today can now benefit from affordable motor insurance.