Car insurance news

Car insurance prices remain steady

Recent figures have shown that car insurance prices remained fairly static in the last three months of 2005, meaning that you can use your money for the more important things in life.

Nobody likes forking out for their car insurance, just one of those dreary necessities that’s got to be paid for, so it’s good news that prices for comprehensive motor insurance are less than they were in April 2003.

The average price of a fully comprehensive policy now stands at £762.28, only a fraction higher than a year ago, but still, who wants to pay that much just to insure their car?

Luckily, the majority of women won’t have to.

That £762 average includes male drivers, who, as we all know, are responsible for the majority of accidents on our roads. But we don’t have to pay for their mistakes, and so can get ourselves a far cheaper premium, often saving hundreds of pounds.

But it’s not all good news, girls.

If you only insure your car for third party, fire and theft, expect to pay a lot more this year. The end of 2005 saw the highest prices since records began in 1994, and experts blame the rise on the number of young, accident-prone drivers who take out this type of car insurance.

Irrelevant of whether you choose fully comp or third party motor insurance , it is possible to make savings by getting a quote from one of the specialist firms that only offer women’s car insurance, and therefore can afford to pass the savings on to you.

So when your policy comes up for renewal, get yourself a fantastic deal from a specialist women’s car insurance company, and use that cash you’ve saved to spoil yourself a little. A holiday in the sun, some delicious new shoes or maybe a funky hairdo, whatever it is you can afford it if you get a great price for your car insurance.

*A replacement car can normally be arranged under one of the following conditions: (1) Comprehensive policyholders – a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information. (2) Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we can supply a replacement car. This is done on a credit hire basis which means the costs for this service will be passed onto the insurance company of the person who caused the accident. We may not be able to arrange a replacement car where we are unable to get an admission of liability from their insurance company, or where the driver is untraceable or uninsured. (3) Repair garage – if your car is booked in for repairs following an accident, the repair garage may be able to provide a replacement car (subject to availability).