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Controversial car insurance could prove useful

In the olden days, when I was a sprightly young thing and long before wrinkles and cellulite decided to pay a most unwelcome visit, getting banned from driving really wasn't something that us girls thought too much about.

If we happened to get pulled over by a copper for speeding, a cheeky smile and an apologetic, "I'm sorry, Officer," would often get us nothing more serious than a stern lecture and orders to be on our way.

But nowadays, with the ungodly introduction of speed cameras, our feminine charms seem to have lost their use. You can't sweet talk a Gatso, and it won't let you off no matter how short your skirt or how much cleavage you flash.

Our driving licences and our cheap car insurance premiums are in danger and there's not much we can do about it. Or is there?

In actual fact, there is something you can do.

Because motor insurance firm Medex Direct have just announced the launch of a radical new policy that will pay travel expenses of up to £16,000 if you happen to get banned from the road for building up too many points. If the courts decide that your speeding is a habit that you just can't kick, the firm will cover the cost of taxis, public transport or even a personal chauffeur.

Road safety groups have slammed the new scheme and the AA's Neil Greig complained, "This actually sends out quite a dangerous message. The main sanction against speeding is loss of licence."

A spokesperson for CoverGirl Car Insurance Services, specialist providers of women's car insurance, said, "This is an interesting idea, although a somewhat controversial one.

"If it proves successful it might be something that other motor insurance companies get involved with in the future."

Images used on this page are for illustrative purposes only and any person depicted in the content is a model.

Covergirl is the trading style of Insure The Box Limited which is authorised by the Gibraltar Financial Services Commission (registered number: FSC01082B) and also, authorised and subject to limited regulation by the Financial Services Authority (registered number: 519450). Details about the extent of our authorisation and regulation by the Financial Services Authority are available from us on request, or can be found on the Financial Services Authority website at www.fsa.gov.uk/register/

Certain administration and claims functions are carried out on behalf of Insure The Box Limited by ITB Services Limited in the UK.

Insure The Box Limited and ITB Services Limited are wholly owned subsidiaries of Box Innovation Group Limited which is incorporated in Gibraltar (Company Number: 106243) registered office: Montagu Pavilion, 8-10 Queensway, Gibraltar. Insure The Box Limited is incorporated in Gibraltar (Company Number: 102568) registered office: Montagu Pavilion, 8-10 Queensway, Gibraltar. ITB Services Limited is incorporated in the United Kingdom (Company Number: 6770929) registered office: 30 City Road, London EC1Y 2AB

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