Car insurance news

Controversial car insurance could prove useful

In the olden days, when I was a sprightly young thing and long before wrinkles and cellulite decided to pay a most unwelcome visit, getting banned from driving really wasn't something that us girls thought too much about.

If we happened to get pulled over by a copper for speeding, a cheeky smile and an apologetic, "I'm sorry, Officer," would often get us nothing more serious than a stern lecture and orders to be on our way.

But nowadays, with the ungodly introduction of speed cameras, our feminine charms seem to have lost their use. You can't sweet talk a Gatso, and it won't let you off no matter how short your skirt or how much cleavage you flash.

Our driving licences and our cheap car insurance premiums are in danger and there's not much we can do about it. Or is there?

In actual fact, there is something you can do.

Because motor insurance firm Medex Direct have just announced the launch of a radical new policy that will pay travel expenses of up to £16,000 if you happen to get banned from the road for building up too many points. If the courts decide that your speeding is a habit that you just can't kick, the firm will cover the cost of taxis, public transport or even a personal chauffeur.

Road safety groups have slammed the new scheme and the AA's Neil Greig complained, "This actually sends out quite a dangerous message. The main sanction against speeding is loss of licence."

A spokesperson for CoverGirl Car Insurance Services, specialist providers of women's car insurance, said, "This is an interesting idea, although a somewhat controversial one.

"If it proves successful it might be something that other motor insurance companies get involved with in the future."

*A replacement car can normally be arranged under one of the following conditions: (1) Comprehensive policyholders – a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information. (2) Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we can supply a replacement car. This is done on a credit hire basis which means the costs for this service will be passed onto the insurance company of the person who caused the accident. We may not be able to arrange a replacement car where we are unable to get an admission of liability from their insurance company, or where the driver is untraceable or uninsured. (3) Repair garage – if your car is booked in for repairs following an accident, the repair garage may be able to provide a replacement car (subject to availability).

women’s car insurance, cheap car insurance