If you're anything like me, you'll have a vice in life. Shoes, handbags, fancy restaurants, one too many vodkas on a Friday night - whatever it is, sadly it doesn't come for free.
But it's not as if we can give up on these little pleasures is it girls? Unless you've got the income of a stick-thin pop star, most of us miss out on something else or just get into debt in order to carry on our wicked little addictions. It's probably not salubrious to our bank balance, but hey ho, what the hell, you only live once, que sera sera and all that.
However, what with us living slap bang in the middle of the internet revolution, there's emerged a bucketload of websites that can actually help you save some cash on the boring bits and pieces, so giving you a little extra for the far more interesting things in life.
Let's start with motor insurance - that normally costs a packet. So next time your policy comes up for renewal, don't just carry on with the same old provider, shop around on the net. Nowadays there are trillions of firms that specialise in women's car insurance and, not having to pay out for the driving lunacies of men, they can offer you a fantastically cheap car insurance deal.
You might not know it, but the chances are that you're paying well over the odds for your gas, electricity, phone and all that sort of thing. Once again the internet can help. www.uswitch.com is a site that offers direct comparisons between all the utility providers, and even offers you the chance to chance suppliers there and then. Give it a go, you might just save enough for that delicious pair of shoes you've seen in the shop window every day this week.
The internet is also a huge oracle of knowledge concerning, among other things, stocks, shares, bank accounts, mortgages and holidays. Sites such as www.channel4.com/4money and www.moneysupermarket.com will relinquish a whole host of tips that are guaranteed to save you a few extra pennies.
So, whether it's cheap car insurance or a bargain holiday you're after, or even something as dull and boring as pension advice, go see Mr Internet. He's a dishy little dude and he'll save you a bundle.