Car insurance news

Car insurance premiums have fallen in the last 12 months

The AA British Insurance Premium Index has shown that over the last 12 months car insurance premiums have fallen. The Index showed that the cost of comprehensive car insurance cover is slightly higher than 12 months ago, but lower than it was in April 2003, insurance for third party fire and theft rose by 3%.

However, the average comprehensive car insurance premium fell by £3.18 to £762.28 in the last three months of 2005, over the year as a whole they rose £6.46.

The managing director of AA Insurance has expressed concern however that the reasonably static price of insurance, whether that is car insurance or home insurance, may result in an upward swing in the cost of car insurance later in the year.

The best bet to get cheap car insurance for women is still to shop around for the lowest rate. There are lots of bargains available if you spend time looking around on the net.

*A replacement car can normally be arranged under one of the following conditions: (1) Comprehensive policyholders – a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information. (2) Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we can supply a replacement car. This is done on a credit hire basis which means the costs for this service will be passed onto the insurance company of the person who caused the accident. We may not be able to arrange a replacement car where we are unable to get an admission of liability from their insurance company, or where the driver is untraceable or uninsured. (3) Repair garage – if your car is booked in for repairs following an accident, the repair garage may be able to provide a replacement car (subject to availability).