Car insurance news

Mum fined for speeding after sick daughter incident

A worried mum risked her cheap car insurance premium by speeding home to see her sick daughter.

31-year-old Kate Allen, from Tonypandy in Wales, was spending a Friday night at a friend's home when the babysitter rang to say that her six-year-old daughter was ill. Leaping into her Peugeot, Allen rushed to get home as soon as possible.

Several minutes later a speed camera in the village of Porth flashed her doing 40mph through a 30mph zone at half past two in the morning.

Appearing at Rhondda Magistrates' Court, Ms Allen pleaded guilty to speeding and was fined £60. She told the court, "I was rushing to get back to my daughter who was ill.

"She was running a high temperature and vomiting and I sped in my haste, but I know that's still not acceptable."

Chairing the bench, Steve Holcombe said, "We understand the circumstances but we have to deal with it today by the way of a fine.

Ordered by the court to surrender her driving licence in order to have her penalty points added, Ms Allen revealed she had accidentally shredded it with some bank statements several days before the hearing.

A spokesperson from CoverGirl Car Insurance Services, specialists in cheap car insurance for women, commented on the case, saying, "This just goes to show that the courts won't take any excuses for speeding, and your cheap car insurance could suffer as a result."

*A replacement car can normally be arranged under one of the following conditions: (1) Comprehensive policyholders – a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information. (2) Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we can supply a replacement car. This is done on a credit hire basis which means the costs for this service will be passed onto the insurance company of the person who caused the accident. We may not be able to arrange a replacement car where we are unable to get an admission of liability from their insurance company, or where the driver is untraceable or uninsured. (3) Repair garage – if your car is booked in for repairs following an accident, the repair garage may be able to provide a replacement car (subject to availability).

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