Car insurance news

Women have the edge when it comes to driving – because of hormones!

Bradford University researchers have told a conference in London, a conference all about hormones, that women have a better attention span and better ability to learn rules than men. The level of the female hormone oestrogen present in women’s brains is thought to prime the part of the brain which is responsible for tasks such as attention and spatial recognition.

From the findings it seems that women are thought to be better at shifting their attention from one thing to another and are therefore better at driving and reading. The researchers hypothesise that women are more careful drivers because of the effect of oestrogen. One school of thought is that oestrogen may positively influence neuronal activity in the frontal lobes of the brain.

The fundamental differences between men and women when it comes to driving are that men are bigger risk takers; they seek sensation and enjoy the thrill of the chase. Women are intrinsically more cautious and are therefore involved in car accidents of a less serious nature.

Men are better than women in some areas such as navigation, spatial awareness and confidence. However, this confidence leads to more accidents. This is the main reason that women only car insurance companies can provide cheaper car insurance rates to women.

*A replacement car can normally be arranged under one of the following conditions: (1) Comprehensive policyholders – a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information. (2) Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we can supply a replacement car. This is done on a credit hire basis which means the costs for this service will be passed onto the insurance company of the person who caused the accident. We may not be able to arrange a replacement car where we are unable to get an admission of liability from their insurance company, or where the driver is untraceable or uninsured. (3) Repair garage – if your car is booked in for repairs following an accident, the repair garage may be able to provide a replacement car (subject to availability).