As a woman, car insurance for you is massively cheaper than it is for our male counterparts. And so it should be. You drive slower, you have less accidents and you get involved in fewer testosterone-charged road rage confrontations. Or do you?
Figures recently unveiled by the Home Office have shown that the number of women getting road and traffic convictions has risen by a massive 50% between 1997 and 2005. As a result, the gap between males and females is steadily narrowing, meaning that cheap car insurance for women could one day be a thing of the past.
The addition of countless speed cameras to our roads probably doesn't help, especially when you consider that a speeding conviction can add as much as £196 to the price of an insurance policy, but increasing instances of road rage are beginning to make an impact too.
Road rage is undoubtedly on the rise and both genders are guilty of committing it, although significantly more women than men admit to being victims of it. It is a particularly dangerous phenomenon and when that red mist comes down, thousands of motorists forget how to drive properly and act like blood-lusting lunatics, putting other road users at risk in the process.
At present, as a woman, car insurance is still cheaper than it is for men, but if these rising trends continue then there might one day be no such thing as cheap car insurance for women.