Car insurance news

Women’s car insurance prices threatened by speed cameras

Us girls might be able to get a fantastically cheap deal on our women's car insurance, but there's nothing our motor insurance provider can do if we get convicted of speeding.

Even if we've got a sparkly clean, previously unblemished record, our premium could still rocket by as much as 20% if we find ourselves the victim of a speed camera.

In fact, roadside speed cameras have multiplied in such numbers that one in four households in the United Kingdom now has a driver with a conviction, leading to an across-the-board rise in motor insurance prices.

Recent research by AA Car Insurance has revealed that on average, insurance premiums for 25-year-olds increased by £42 after one driving offence and, for 40-year-olds, by £28. For a second offence, motor insurance for 25-year-olds increased by £178, and by £116 for 40-year-olds.

A spokesman for AA Car Insurance said, "Speed kills and that is why insurance companies will push up your premium if you are caught by a speed camera. The hike would be even greater if you were found guilty of a more serious motoring offence."

Craig Handy from CoverGirl Car Insurance Services, the women's car insurance experts, commented, "As much as we try and keep them down, motor insurance premiums have to increase as the result of a speeding offence, so it really does pay to watch your speed."

*A replacement car can normally be arranged under one of the following conditions: (1) Comprehensive policyholders – a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information. (2) Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we can supply a replacement car. This is done on a credit hire basis which means the costs for this service will be passed onto the insurance company of the person who caused the accident. We may not be able to arrange a replacement car where we are unable to get an admission of liability from their insurance company, or where the driver is untraceable or uninsured. (3) Repair garage – if your car is booked in for repairs following an accident, the repair garage may be able to provide a replacement car (subject to availability).

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