Each year, most of us money-conscious ladies spend quite some time scouring the net and telephoning around in order to get the best cheap car insurance deal going. Many women manage to beat their previous year's motor insurance quote, saving hundreds of pounds in the process.
However, searching around for cheap car insurance companies isn't the only way that ladies can save money on their motor insurance. There are also lots of other factors which relate to both you and your car. You can't do much about your personal factors, such as your age and where in the UK you live, but one way of finding a cheap car insurance premium is to make a sensible choice when purchasing a new car.
New cars for less than 8k
These days there are thousands of car makes and models to choose from when you are buying a new car. Each car make has a reputation built on the experience of thousands of customers and each make has a range of benefits to offer from reliability and safety to cheap car insurance and low running costs.
The team of cheap car insurance experts at CoverGirl Car Insurance Services has got together to produce a list of cars which can be bought for less than £8,000. However, these cars aren't just basic models - they are all models which can be bought for less than £8k even with top manufacturer specs.
| Daihatsu Charade Hatchback - £5,960 to £7,720 | ![]() |
The Daihatsu Charade has a contemporary Japanese design which looks smart inside and out and appeals to many ladies, although it may not be a perfect choice if smooth Jaguar-esqe curves are more your thing. It is comfy and has a decent ride too, so you don't have to worry about your passengers bouncing about every time you hit a little bump.
On the motorway, wind and road noise can interfere somewhat, but if you stay mostly in the towns and cities, the Daihatsu Charade makes a fantastic choice. It is the most expensive from our group of cars in terms of motor insurance, as it qualifies for car insurance group 5, but this is still relatively cheap and its running costs are low.
| Toyota Aygo Hatchback - £6,710 to £7,960 | ![]() |
The Toyota Aygo was developed along with the Peugeot 107 and the Citroen C1, but it is our favourite of the three sisters. Funky styling gives this car a cute look that will goes down really well with 20-something female drivers - so if you buy this car, expect to be top of the list of people to call when your mates want ferrying around. Responsive steering and a smooth ride, even at 70mph make the little Aygo a pleasure to drive.
Ladies who love to drive around in the summer with all the windows down will be a little disappointed that the rear windows only open a teeny bit, but other than that, we think you will be hard pressed to complain about the Toyota Aygo. Its running costs are rock bottom and as a member of motor insurance group 1, the Aygo qualifies for really cheap car insurance.
| Volkswagen Fox Hatchback - £6,590 to £7,995 | ![]() |
Although the Volkswagen Fox isn't the best-looking car on the road, it isn't ugly either - although the great reputation of the Volkswagen badge makes up for anything left lacking by the looks. Two minutes behind the wheel will leave you with no complaints about the performance department, which is complemented by the comfy, refined ride.
Some ladies find the steering a little on the light side and the safety measures somewhat basic, but the many good aspects of this car will soon make you forget about its downsides. The Volkswagen badge guarantees the Fox will hold its price well, and its very reasonable 1 to 2 insurance group rating means you can enjoy some cheap car insurance deals.
| Kia Picanto Hatchback - £5,895 to £7,795 | ![]() |
Despite the fact that Kia is a fairly new name in the UK car market, the Kia Picanto has become quite the car to be seen in for lady drivers. Little touches, such as the MP3 player for nearly every model spec, make this car really appealing for 20- and 30-something music loving women.
The good level of equipment isn't the only thing that makes this car special, though. It is surprisingly roomy in the cabin, with a decent amount of headroom and legroom.
The Kia Picanto is a really great buy for ladies who want to make the most of a limited budget. Cheap to buy, cheap to run and qualifying for cheap car insurance - the Kia Picanto is one of the best value cars on the market.
| Chevrolet Matiz Hatchback - £6,095 to £7,695 | ![]() |
The slim shape of the Chevrolet Matiz and its handy power steering means that you won't be struggling to fit into those awkward little parking spaces. Together with the fact that the largest engine size in the Matiz range is 1.0, this is a car aimed at ladies who do a lot of city driving. The ride is reasonable at most speeds, although the engine does struggle somewhat as you approach 70.
Something that every Chevrolet Matiz driver will agree on is that this little car represents excellent value for money. It has an attractive fixed-price servicing package, and with an insurance group rating of between 1 and 3, most cheap car insurance companies will be more than happy to give you some great quotes.
Amazingly cheap car insurance for women drivers
Whether you purchase one of these cars or splash out on something a little more expensive, you can be sure of really low cost car insurance when you come to CoverGirl Car Insurance Services.
At CoverGirl, we love nothing more than seeing our customers go away delighted with their really cheap car insurance deals. This is why we are dedicated to keeping all of our running costs to an absolute minimum, such as by avoiding TV advertising and high street premises.
We know that female drivers don't cause as many serious accidents as men and we don't think it is fair that you should pay for men's mistakes, which is why we specialise in cheap car insurance for women only.
It only takes a matter of seconds to get a motor insurance quote with us, so why not give it a go and find out just what great value our women's car insurance really is.
Get a cheap car insurance quote now.