The cost of driving for a woman, car insurance, tax and fuel

The cost of motoring for a woman; car insurance, tax, fuel and repayments, all adding up to possibly hundreds of pounds a month, can be difficult to stomach. For most of the population owning a car is one of life's necessities. For some people it is possible to occasionally walk or cycle to their destination, and some lucky people live very close to work, to the shops and to the nearest amenities, so they don't have the need to own a car. For many others however, car ownership is unavoidable.

According to the AA the following shows a breakdown of the cost of running a petrol car in 2005/2006 that cost £10,000 to buy:

• Standing charges per annum (Road tax, car insurance, finance, breakdown cover, depreciation etc): £1913.00

• Standing charges per mile in pence:
  
  • 5,000 miles: 37.84p
    
  • 10,000 miles: 19.13p
    
  • 15,000 miles: 13.04p

• Running costs per mile in pence:
  
  • Petrol: 9.16p
    
  • Tyres: 0.78p
    
  • Service labour costs: 2.92p
    
  • Replacement parts: 1.65p
    
  • Parking and tolls: 1.8p

• Total standing charges and running costs in pence based on annual mileage:
  
  • 5,000: 54.15
    
  • 10,000: 35.44
    
  • 15,000: 29.35

Running a car can be expensive but it is possible to cut back on many of the costs, for example; for a woman, car insurance is often offered at a lower price than for men because of the greater car insurance risk that men pose. As men are involved in higher value car accidents they often have to pay more to insure their vehicles.

Finding a great deal on your car insurance
For many a woman, car insurance is the last thing on the list of fun things to find on the web! The good news is that you don’t have to spend hours looking for a great deal because some of the lowest cost car insurance for women is right here. CoverGirl Car Insurance Services is a leading online provider of car insurance for women. We don’t subsidise male drivers so you can make savings and can also save time.

Why hesitate, driving is expensive but for a woman, car insurance doesn't have to be a bind! Get a quote today. If you prefer you can call us if you want to get more information about your car insurance, you can also get a quote over the phone and it won’t cost you a penny more.

Call 0333 123 1308 for information.

For more information see:

• Your questions about car insurance answered

• Why choose CoverGirl for your car insurance?

• Car insurance buying tips

• Ways to get a car insurance quote

• What level of car insurance cover do I need?