Driving checklist for a woman, car insurance? Check MOT? Check

There’s a lot to think about when you have a car to run. For a busy woman, car insurance is just the tip of the iceberg. There are a number of responsibilities that a car owner has to address; these are designed to keep your car in a safe driving condition and to ensure that you are paying your bit when it comes to the road fund. We all know what it’s like, before you know it its time to get an MOT on your car, to buy your road tax and make sure that your car is road worthy. But what are the ins and outs of an MOT?

MOT - Information from the AA

A valid MOT certificate must be held for every vehicle that has been registered for three years or more. This requirement begins on the third birthday of your car

The cost of an MOT is as follows:
- Car: £44.15
- Solo motorcycle: £23.80
- Three – wheeler: £30.40

An MOT certificate is valid for 12 months unless it has been through the test in the month before the expiry date of the certificate. If this is the case then the new expiry date will be 12 months from the expiry date of the current certificate

An MOT certificate is not needed when you are taking a vehicle to or from an MOT. This is by prior agreement only

Using a vehicle without an MOT certificate carries a maximum penalty of £1000

If the vehicle can carry more than 8 passengers then the fine increase to £2,500

Failing to produce an MOT certificate to a police officer also carried a fine of £1000

Conviction for any of the offences above will result in penalty points being put on the licence

Get cheap car insurance
If your MOT has cost you more than you expected, you had to have your brakes replaced or worse still your engine has given up the ghost, then all is not lost. As a woman, car insurance is not as costly as it is for a man. At CoverGirl Car Insurance Services we provide women with great deals on their car insurance. Soften the blow of failing your MOT by getting a cheap quote today.

If you prefer you can give us a call on 0800 954 97 56 and we will give you a quote over the phone. It won't cost you any more to do this and you can get some great advice about cheap car insurance for women.

It's great being a woman, car insurance is cheap! Why wait?

For more information see:

Your questions about car insurance answered

Why choose CoverGirl for your car insurance?

Car insurance buying tips

Ways to get a car insurance quote

What level of car insurance cover do I need?

*A replacement car can normally be arranged under one of the following conditions: (1) Comprehensive policyholders – a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information. (2) Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we can supply a replacement car. This is done on a credit hire basis which means the costs for this service will be passed onto the insurance company of the person who caused the accident. We may not be able to arrange a replacement car where we are unable to get an admission of liability from their insurance company, or where the driver is untraceable or uninsured. (3) Repair garage – if your car is booked in for repairs following an accident, the repair garage may be able to provide a replacement car (subject to availability).

Woman car insurance, cheap car insurance