CoverGirl deal exclusively with car insurance for women

When your car insurance premium is being calculated a variety of factors are taken into account including the driver's age, experience, occupation, type of car, claims history and gender.

Here at CoverGirl Car Insurance Services we are most concerned with a driver's gender because we deal exclusively with car insurance for women. This isn't because we're man haters, it's simply because women are statistically less likely to be involved in a car accident and are less of a financial risk to us.

Women drivers are safe and sound
There are significant differences between the driving behaviours of men and women which affect their attitudes towards safety. Research carried out by the Social Issues Research Centre (www.sirc.org) in 2004 found that men are involved in more accidents than women for a number of reasons.

One finding was that men tend to be more directly aggressive which has a significant impact on their driving. Aggression encourages competitiveness and hostility which means the probability of being involved in a car crash is higher.

Another explanation is that men partake in irresponsible behaviour while driving and are more likely to risk take. This means they are more likely to ignore speed limits and warning signs, putting themselves at risk of crashing.

Now if men are more likely to be involved in a car accident, motor insurance firms have no choice but to increase their premiums so that the cost of their claims will be covered. At present, the cost of car insurance claims exceeds premiums by 9% so the industry is fitting the bill.

If CoverGirl dealt with male drivers we would have to fork out even more money. This would mean we couldn't afford to be so generous with our women's car insurance premiums and you wouldn't see the benefits of our ultra cheap car insurance. Capice?


Online quotes for women's car insurance
Now you may think that getting an online quote is going to be a big hassle and huge waste of time, well let me stop you right there. Our online quote process is set up in such as way that you will only be asked details that are absolutely necessary in order to obtain your quote.

When you receive your quote there is no pressure to jump right in. All our quotes are guaranteed for 30 days and you will be given a reference number so that you can come back any when within that time to take up a women's car insurance premium with us.

So get an online car insurance quote at the click of a button right away; we're confident that you won't be disappointed.

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