How does it work?

When you buy car insurance for women from CoverGirl you will be getting a revolutionary motor insurance product which harnesses telematics technology to assess your individual driving habits. This is so that your car insurance premium may be calculated to reflect your particular driving behaviour.

We also believe this technology will encourage you to drive more safely and may deliver a less stressful experience in the event of a road traffic accident.

We assess driving behaviour by fitting a telematics box (Clear Box) to your motor vehicle. Clear Box is about the size of a mobile phone and is fitted inside the car. The telematics device sends the following information from the vehicle to our technical centre:

• Number of journeys made


• Distances travelled


• Types of roads used


• Speed


• Time of travel


• Levels of acceleration and braking

In the event of an accident the information collected for car insurance claim purposes will include:

• Time and place of the accident


• Point or points of impact on the vehicle


• Force of impact on the vehicle


• Direction of travel at the time of impact


• Speed of the vehicle prior to and after the time of impact

One of the major challenges facing insurers today is fraud. A very real and serious problem is occurring whereby criminals stage accidents to claim compensation. This can cause innocent motorists much misery. The scammer is likely to have removed the brake lights from his car and then he will stop suddenly at a junction or roundabout which causes the driver behind to hit him. The fraudster will then claim for damage to their car and for their personal injuries. Clear Box helps us to track such events and may help in combating such criminal activity.

Fitting a Clear Box
When you purchase your women's car insurance from CoverGirl we arrange for our partner, Octo Telematics to fit the Clear Box using their approved national network of qualified fitters. The fitting process takes around an hour and can be carried out at your home or place of work at a time agreed between you and Octo's fitting team.

Promoting road safety – Drive Safe and Save
When you take out a car insurance for women policy from CoverGirl you are given access to a personalised online portal. In the portal we present all the driving data sent to us by the Clear Box and provide feedback to you regarding our assessment of your driving behaviour.

Also in the portal we reward you with 'Bonus Miles' for positive driving activity. You can earn up to 100 Bonus Miles each month to add to the Base Miles purchased at the outset of your car insurance for women policy.