How your postcode affects the cost of your lady car insurance
If you thought your motor insurance was only affected by such things as your no claims discount and the engine size of your car you'd be wrong; it seems that your postcode could also have a significant influence on the cost of your lady car insurance. So, if you don't want to be hit with a massive bill, check out the least expensive places to insure your car in the UK.
You probably wouldn't dictate your living preferences because of the effect it has on your woman car insurance but it is something worth considering, especially if you're thinking about relocating in the near future.
A recent study by HYPERLINK "http://www.moneysupermarket.com" found that some people might have to up the price on their lady car insurance because of the location of where their vehicle is parked. Let's face it; a car parked in a garage in a rural location is going to be a great deal cheaper to insure than a motor that's parked on a roadside in a busy city.
When moneysupermarket.com began looking at the different costs of motor insurance across the UK, they kept the details of each policy the same. Quotes were based on a 25 to 45-year-old driver with a no claims bonus of 5+ years, no convictions, and a voluntary excess of £100 to £250. The car was based on a 2001 Ford Focus Zetec which was parked on a driveway.
What the study found was that if you live in the following cities, you may have to pay a higher amount on your lady car insurance.
London East £315.01
Bolton £311.47
Liverpool £300.28
London SE £289.73
Manchester £273.74
Oldham £260.65
Wigan £255.80
Bradford £343.69
Birmingham £237.07
Leeds £233.34
However, if you live in any one of these following locations your lady car insurance premiums could be some of the lowest priced policies in UK.
Dundee £116.26
Aberdeen £126.85
Exeter £130.39
Ipswich £136.84
Inverness £136.90
Lancaster £138.64
Lincoln £138.78
Truro £144.29
Taunton £149.95
Bristol £151.10
A spokesperson for the online car insurance website said: "It is not surprising premiums are high in the inner city area of East London, where crime can be prevalent. Car insurers look at the rate of car crime, the type of car you drive, your age and whether your area has drivers classed as 'high-risk' or particularly prone to accidents.
"The gap between the most expensive and cheapest insurance areas is likely to widen as providers continue to load premiums on big city areas, and urban areas considered to be as 'high-risk'."
So there you have it, if you've just bought the car of your dreams but you live in what is considered to be a 'high-risk' area, you may have to pay a little extra on your lady car insurance premiums. However, with women's motor insurance being so cheap these days, you would never really have to pay too out too much on your cover.
Great deals on lady car insurance
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