You may already be saving some pennies by buying a policy from a women's car insurance specialist, but experts in the United States have revealed how you could save even more cash in the future.
As we all know, the location of your address plays an enormous part in the price of your motor insurance policy, but in the years to come it could be more than just a simple postcode that dictates how much you pay.
A new study by the American-based Insurance Federation suggests that living close to a church or restaurant could possibly be linked to a 30% lower risk of being involved in a road accident. In contrast, drivers who live near to a school or off-licence could find their car insurance premium increased because of a higher risk of collisions on local roads.
Mark Kulda from the Insurance Federation said, "It has nothing to do with you, it's about the people around you.
"If you live in an area where a lot of people have a lot of accidents, the chances of you getting in an accident- even if you're a good driver- are a lot higher, and because of that you end up paying more."
If you do live near a school or off-licence, however, fear not. Such specific location factors are unlikely to be used in Britain for many years to come, and so you can continue to get great deals from your women's car insurance provider without the worry of drunken drivers or 4x4-toting mums consigning your car to the scrapheap.