Ladies' car insurance news
17/10/2007

Cheap car insurance premiums go up by 1%

The cost of cheap car insurance quotes is on a slow rise, according to the AA British Insurance Premium Index.

The Index reveals that the third quarter of 2007 saw comprehensive car insurance premiums go up by an average of 1%; the latest in a slow but sure rise that began in the second quarter of 2006.

However, the increase was more marked for those who want the cheap car insurance policies with third party, fire and theft (TPFT) cover. These motorists would have seen their motor insurance quotes go up by an average of 3.5%.

A spokesperson for the AA said: "The latest rises are in line with expectation. Car insurance premiums have followed an upward trend since the second quarter of 2006."

He went on to say that this could well be caused by the motor insurance industry being hit by the expensive flood claims of summer 2007, as well as increasingly costly personal injury claims.

He also commented: "I'm concerned about the rising cost of TPFT insurance which reflects the tragic toll of accidents among young drivers so I support the Transport Select Committee's proposal to increase to 18 the minimum age for holding a full driving license."

According to the AA's spokesperson, just as young male drivers have a higher accident rate, so do young females, with statistics showing that women under 21 are five times more likely than those aged over 35 to endanger themselves and their cheap car insurance by having an accident.

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*A replacement car can normally be arranged under one of the following conditions: (1) Comprehensive policyholders – a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information. (2) Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we can supply a replacement car. This is done on a credit hire basis which means the costs for this service will be passed onto the insurance company of the person who caused the accident. We may not be able to arrange a replacement car where we are unable to get an admission of liability from their insurance company, or where the driver is untraceable or uninsured. (3) Repair garage – if your car is booked in for repairs following an accident, the repair garage may be able to provide a replacement car (subject to availability).

Ladies' car insurance news17/10/2007Cheap car insurance premiums go up by 1%

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Ladies' car insurance news
17/10/2007

Cheap car insurance premiums go up by 1%