Churchill has found that ladies are more likely to go out of their way to avoid certain dreaded driving manoeuvres and road conditions than men.
The cheap car insurance company found that 34% of female drivers and 29% of men would go a different route in order to avoid turning right across a busy lane of traffic.
Driving at night also proved to be a bugbear for more ladies than men, with 14% of women and 5% of male drivers refusing to venture out in their car after dark.
Researchers also found that motorways were feared by both men and women, with one in five saying that joining a fast moving lane of motorway traffic was one of their most hated driving moments. 11% of those surveyed by the cheap car insurance firm even admitted to avoiding motorways altogether.
Churchill also found that parking was a real dislike for many drivers and revealed that 13% of motorists would rather walk a long way than squash into a tight parking space.
A spokesperson for the motor insurance company said: "When motorists pass their driving tests, it doesn't necessarily qualify them as a confident driver.
"As our research shows, there are those who actively avoid certain driving manoeuvres, sometimes to the extent that they don't drive on specific roads or at specific times.
"It may be worth undertaking a refresher course now and again to increase driver confidence and make the roads safer for everyone."

More ladies correctly position headrests
Women "generally safer than men"
Grandma joins women's race club
£1 kit could prevent car insurance claims
Car crash victim offered toffee
Ford Focus foils fraud
Woman arrested after filling up with unleaded
Computer games make young women drive faster
Red tape ruins woman's car
Cheap car insurance offer from Sainbury's Bank
Survey finds majority of women support 4x4 permits
Diamond highlight falling popularity of Ford Fiesta
Why women's car insurance is best bought online
Station finds more female teens belt up
Swedish insurance firm treat transsexual as a new woman
Mobile-using motorists warned of increased penalties
NU extends Pay As You Drive to 70-year-olds
Cost of supermarket financial deals questioned
Capital One reveals ladies' car-buying apprehension
Fewer women dangerous drivers than men
Shell survey reveals ladies driving modesty
Female driver leaves car dangling out of car park
Women more trusting than men with their cars
Woman drivers less likely to be uninsured
Burnley criminals receive Valentine's cards from police
Woman driver convicted after 80-mph chase
Huge pile of rubbish causes car accident
Know your lights
Boy racers affecting women's motor insurance quotes