A female driver escaped serious injuries after her 4x4 hit black ice, fell down a ravine and landed on railway tracks. She could find that her woman car insurance is adversely affected by the crash.
The 36-year-old was travelling in her Vauxhall Frontera with her dog Bertie when the car skidded on black ice. It then ploughed through a wall, fell down a ravine and landed on railway lines next to a train tunnel.
Fortunately for her and her dog, the accident happened on a Sunday - the only day the route isn't used by Whatley Quarry to freight stone.
Commenting on the road accident she said: "It all happened so quickly and I feel extremely lucky to be alive. I am angry that the road wasn't gritted. Had it been, my car might not be a write-off."
A spokesperson for Somerset County Council said: "Somerset County Council maintains one of the largest road networks in the UK and limited resources mean we are not able to grit every road in the county."
In the future, the woman car insurance customer may find that her motor insurance quote increases as a result of the accident.

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*A replacement car can normally be arranged under one of the following conditions: (1) Comprehensive policyholders – a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information. (2) Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we can supply a replacement car. This is done on a credit hire basis which means the costs for this service will be passed onto the insurance company of the person who caused the accident. We may not be able to arrange a replacement car where we are unable to get an admission of liability from their insurance company, or where the driver is untraceable or uninsured. (3) Repair garage – if your car is booked in for repairs following an accident, the repair garage may be able to provide a replacement car (subject to availability).
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