Car insurance for women is cheaper than for men because ladies are generally safer drivers - but there are always exceptions.
For instance, take the 38-year-old woman from Gold Coast, Queensland who was involved in a collision in December 2006.
Breath tests revealed the woman was a whopping seven times over the drink drive limit at time of the accident. A repeat offender, she had already been disqualified from driving the previous year.
And as for the reason she'd got into the car in the first place? The mother of two said she'd needed to get a DVD back to the shop she'd rented it from.
Magistrates in Southport have placed her on probation for two years, and banned her from driving for another four years.
"Obviously your decision-making skills were highly deficient," the judge told the woman, who he also ordered to undergo a drink driving rehabilitation course.
"Unfortunately, the cost of renting the DVD for an extra night is probably nothing compared to the increase in her car insurance rates," said Gemma Turner, CoverGirl spokesperson and an expert on car insurance for women.

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*A replacement car can normally be arranged under one of the following conditions: (1) Comprehensive policyholders – a replacement car may be available under the terms of your insurance policy. Please check your policy details for more information. (2) Non fault accident – where we have the name, car registration number and insurance details of the person who caused the accident, we can supply a replacement car. This is done on a credit hire basis which means the costs for this service will be passed onto the insurance company of the person who caused the accident. We may not be able to arrange a replacement car where we are unable to get an admission of liability from their insurance company, or where the driver is untraceable or uninsured. (3) Repair garage – if your car is booked in for repairs following an accident, the repair garage may be able to provide a replacement car (subject to availability).
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